You can find the Terms & Conditions of use as well as our Privacy Policy at the bottom of each page. You must agree to these before joining, so if you are unsure of anything before joining or carrying out a transaction, please refer to them before doing so. We reserve the right to amend the Terms and Conditions and/or Privacy Policy at any time, but will give you at least 30 days’ notice prior to doing so. If you continue to use the service after that time you accept that you agree to these new Terms and Conditions and/or Privacy Policy.